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Mississippi Income Tax Calculator 2026

Mississippi taxes income at a single flat 4.7% rate for 2026 — estimate yours below.

Updated for the 2026 tax year · Reconciled to the Mississippi Department of Revenue at year-end
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Mississippi's flat 4.7% income tax, explained

Mississippi (MS) taxes income at a single flat 4.7% rate rather than graduated brackets, so — unlike the federal system — every dollar of Mississippi taxable income is taxed at the same rate. That makes the state calculation simple, but it is separate from federal income tax and from Mississippi sales tax.

What to know about Mississippi tax

  • Mississippi moved to a single flat income-tax rate applied above an exempt income floor, with scheduled reductions.
  • Retirement income such as pensions and IRA/401(k) distributions is generally exempt in Mississippi.
  • The 7% state sales tax applies to groceries, one of the few states to fully tax food at the standard rate.

Frequently Asked Questions

Mississippi uses a single flat income-tax rate of 4.7% (rather than graduated brackets) for 2026. Retirement income such as pensions and IRA/401(k) distributions is generally exempt in Mississippi. Confirm the current rate with the Mississippi Department of Revenue.

No. It is an educational estimate based on published 2026 rates and is reconciled to the Mississippi Department of Revenue at year-end. Confirm anything that affects a real decision with the Mississippi Department of Revenue or a tax professional.

No. Some Mississippi localities levy their own income tax that is separate from the state figure shown here.

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Disclaimer

This calculator provides estimates for informational and educational purposes only. SmartTaxCalcs does not provide tax advice. Your actual tax liability may differ based on your specific situation, recent law changes, and circumstances not modeled here (e.g., AMT, NIIT, special credits). We strongly recommend consulting a qualified tax professional (CPA, Enrolled Agent, or tax attorney) before filing or making financial decisions.

Data source: IRS Revenue Procedure / state Departments of Revenue. Last data update: May 19, 2026.

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