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New York Income Tax Calculator 2026

Estimate your New York state income tax for 2026, with a full bracket breakdown.

Updated for the 2026 tax year · Reconciled to the New York Department of Revenue at year-end
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New York income tax, explained

New York (NY) levies a progressive state income tax in addition to federal tax. The calculator above applies New York's 2026 brackets progressively — each rate applies only to the income that falls within its band, so your effective state rate is lower than your top bracket. State income tax is separate from federal tax and from New York sales tax.

What to know about New York tax

  • New York has a steeply progressive state income tax, and New York City and Yonkers residents pay an additional local city income tax on top.
  • For a New York City resident the combined state-plus-city rate is among the highest total income-tax burdens in the country.
  • The calculator above applies New York’s 2026 state brackets band by band; local city tax is separate and not included.

Frequently Asked Questions

New York uses progressive brackets: each rate applies only to the income within its band, so your effective state rate is lower than your top bracket. The calculator above applies New York's 2026 brackets band by band.

No. It is an educational estimate based on published 2026 rates and is reconciled to the New York Department of Revenue at year-end. Confirm anything that affects a real decision with the New York Department of Revenue or a tax professional.

No. Some New York localities levy their own income tax that is separate from the state figure shown here.

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Disclaimer

This calculator provides estimates for informational and educational purposes only. SmartTaxCalcs does not provide tax advice. Your actual tax liability may differ based on your specific situation, recent law changes, and circumstances not modeled here (e.g., AMT, NIIT, special credits). We strongly recommend consulting a qualified tax professional (CPA, Enrolled Agent, or tax attorney) before filing or making financial decisions.

Data source: IRS Revenue Procedure / state Departments of Revenue. Last data update: May 19, 2026.

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