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Tax Bracket Calculator

Find your marginal and effective tax rate and see every bracket.

Updated for the 2026 tax year · Last data update May 19, 2026
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How to Use

  1. Enter your taxable income.
  2. Select your filing status.
  3. See your marginal bracket, effective rate, and how each bracket applies.

Calculation Method

The U.S. uses a progressive system: each tax rate applies only to the income within its bracket. Your marginal rate is the bracket your last dollar falls in; your effective rate is total tax ÷ income.

Data source: IRS Revenue Procedure (2026 brackets).

Examples

Single, \$75,000

Last dollars fall in the 22% bracket.

22% marginal

Frequently Asked Questions

No. Only the income within the 22% bracket is taxed at 22%. Lower portions are taxed at 10% and 12%, so your effective rate is lower.

Enter taxable income (after deductions). Use the Federal Income Tax Calculator if you want to start from gross income.

Because only your top slice of income is taxed at the marginal rate; the rest is taxed at lower rates, pulling the average (effective) rate down.

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Disclaimer

This calculator provides estimates for informational and educational purposes only. SmartTaxCalcs does not provide tax advice. Your actual tax liability may differ based on your specific situation, recent law changes, and circumstances not modeled here (e.g., AMT, NIIT, special credits). We strongly recommend consulting a qualified tax professional (CPA, Enrolled Agent, or tax attorney) before filing or making financial decisions.

Data source: IRS Revenue Procedure / state Departments of Revenue. Last data update: May 19, 2026.

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